People across America are increasingly being faced with a homeowner’s worst nightmare: Foreclosure.  The possibility of losing your home to the bank is very real, and it’s very normal to be scared and confused as the process moves along.  What’s important is to keep a cool head, don’t panic, and evaluate your options as early in the process as possible.  Many people who are approaching or are currently in a foreclosure do not realize that they may be qualified to refinance while in foreclosure and save their home, mainly because by this point in the process they have experienced rejection and denial by their own lender and often several others.  But if you have Equity in your home, you can refinance in foreclosure and get back on track to improving your credit.

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If you have been turned down for a mortgage refinance, especially a cash out or debt consolidation refinance, because your lender says your credit score is under 500, there are a variety of new options and strategies available which can help you get the cash you need now to pay off your credit card debts, collection accounts, and other derogatory or poor credit accounts and improve your FICO credit score to the point where you can qualify for a low interest, fixed rate loan.
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Over the past several months, an increasing proportion of our callers from coast to coast and from all walks of life are experiencing a homeowner’s worst nightmare: Foreclosure, the act by which a lender may demand the liquidation of your property at auction in order to satisfy a delinquent loan.  What are the different steps in the foreclosure process? How did these otherwise good people wind up on the courthouse steps? And what can you do to stay out of this situation, or get out of the situation if you’re already in it? We explore some of these topics in this article, and detail some of the unique opportunities you may have to save your home, your credit and your way of life by avoiding foreclosure through a well timed mortgage refinance.
Read the rest of this entry »

People across America are increasingly being faced with a homeowner’s worst nightmare: Foreclosure.  The possibility of losing your home to the bank is very real, and it’s very normal to be scared and confused as the process moves along.  What’s important is to keep a cool head, don’t panic, and evaluate your options as early in the process as possible.  Many people who are approaching or are currently in a foreclosure do not realize that they may be qualified to refinance while in foreclosure and save their home, mainly because by this point in the process they have experienced rejection and denial by their own lender and often several others.  But if you have Equity in your home, you can refinance in foreclosure and get back on track to improving your credit.

Read the rest of this entry »

If you have been turned down for a mortgage refinance, especially a cash out or debt consolidation refinance, because your lender says your credit score is under 500, there are a variety of new options and strategies available which can help you get the cash you need now to pay off your credit card debts, collection accounts, and other derogatory or poor credit accounts and improve your FICO credit score to the point where you can qualify for a low interest, fixed rate loan.
Read the rest of this entry »

Over the past several months, an increasing proportion of our callers from coast to coast and from all walks of life are experiencing a homeowner’s worst nightmare: Foreclosure, the act by which a lender may demand the liquidation of your property at auction in order to satisfy a delinquent loan.  What are the different steps in the foreclosure process? How did these otherwise good people wind up on the courthouse steps? And what can you do to stay out of this situation, or get out of the situation if you’re already in it? We explore some of these topics in this article, and detail some of the unique opportunities you may have to save your home, your credit and your way of life by avoiding foreclosure through a well timed mortgage refinance.
Read the rest of this entry »